Are these rates accurate?

Yes, they use the standard PayPal Checkout rate (3.49% + $0.49). However, if you use PayPal Here or other specific products, your rate may differ slightly.

Why is the International fee higher?

PayPal charges an additional 1.50% fee for receiving commercial transactions from outside the US.

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Finance Tools

PayPal Fee Calculator

Calculate exactly how much PayPal will take in fees, or how much you need to invoice to receive an exact amount.

Last updated July 31, 2026

How to use PayPal Fee Calculator

1Select whether the transaction is Domestic (US) or International.
2Enter the amount of money in the transaction.
3The top box shows what you will actually receive if you invoice that amount.
4The bottom box shows what you MUST invoice if you want to receive that exact amount.

Why use this tool

Bidirectional calculating tells you exactly how much to overcharge to cover fees.
Up-to-date with PayPal's standard 3.49% + $0.49 commercial rate.
Fully customizable if you have a special discounted merchant rate.

Use cases

Invoicing Clients

If a client owes you exactly $1,000, find out what number to put on the invoice so the fees don't eat into your paycheck.

E-commerce Pricing

Determine your true profit margins after the payment processor takes their cut.